Now That There’s Lipa Pole Pole, There’s No Reason to Miss Out on Health Insurance

For decades, health insurance in Kenya has been seen as a luxury — something reserved for people in formal employment or those with steady monthly incomes. For the majority of Kenyans working in the informal sector, where earnings are irregular, health insurance felt out of reach. Families went without it not because they didn’t value health cover, but because they couldn’t afford the large upfront payments.

That reality has now changed. Jubilee Health Insurance’s Lipa Pole Pole plan is a game-changer. It removes the biggest barrier to access: the burden of paying a lump sum.

Instead of waiting until you can raise KSh 80,000 or more for a year’s cover, you can now protect your family by paying in small, manageable instalments — monthly or quarterly, depending on your budget. Just as you contribute to a chama or save for school fees, you can now build your health cover step by step. Pole pole.

This shift is more than financial — it’s psychological. It reframes insurance not as an expensive event for the privileged few, but as a simple habit, part of everyday life. It tells every hustler, every mama mboga, every boda boda rider, every small business owner:
“You, too, can have health cover. You don’t have to wait. You don’t have to beg. You don’t have to go without.”

We all know the risk of being unprepared. A single hospital bill can wipe out years of savings. A simple delay in treatment can turn into an emergency. Time and again, families are forced to turn to harambees or emergency loans — not because they don’t care, but because there was no system to help them prepare. Now there is.

With Lipa Pole Pole, you no longer need to wait for disaster to act. You can start with what you have and unlock dignified healthcare for yourself and your loved ones. Whether it’s J-Junior for your children, J-Care for you and your spouse, or J-Senior for your parents, Jubilee offers structured plans you can pay for over time — without financial strain.

And the best part? The entire process is digital. You can sign up straight from your phone, pay conveniently through M-PESA, and start enjoying peace of mind — all without visiting an office. It’s simple. It’s flexible. It’s designed for your life.

So if you’ve ever said, “I want insurance, but I can’t pay it all at once,” Lipa Pole Pole is your answer. And if you still delay, the risk is no longer about affordability — it’s about choice.

Now that access is no longer the issue, the only thing standing between your family and healthcare is action. And with Jubilee’s Lipa Pole Pole, that action has never been easier to take.