How to Transfer Airtel Money to M-Pesa (Step-by-Step)

Good news: In Kenya, Airtel Money and M-Pesa are interoperable, meaning you can send money directly from Airtel to M-Pesa just like sending to any other user.

🔁 Method 1: Using Airtel Money USSD (Most Common)

Steps:

1. Dial *222# on your Airtel line
2. Select Send Money
3. Choose Send to Mobile / Other Networks
4. Select Safaricom / M-Pesa
5. Enter the recipient’s M-Pesa number
6. Enter the amount
7. Confirm details
8. Enter your Airtel Money PIN
9. You will receive a confirmation SMS

📱 Method 2: Using Airtel Money Menu (SIM Toolkit)

1. Open Airtel Money menu on your phone
2. Select Send Money
3. Choose To Other Networks
4. Select M-Pesa
5. Enter number + amount
6. Confirm with PIN

💡 What the recipient receives

• Money goes directly into their M-Pesa wallet instantly
• They get an SMS from Safaricom confirming receipt

💰 Charges

• Airtel charges depend on the amount sent
• Small amounts (below ~100 KSh) may be free
• Higher amounts attract standard transfer fees
• Always check by dialing *222# → Tariffs

⚠️ Important Requirements

• Sender must have an active Airtel Money account
• Recipient must have an active M-Pesa account
• Correct phone number is very important
• Both networks must be registered in Kenya

🧠 Simple Summary

Dial *222# → Send Money → Select M-Pesa → Enter number → Confirm → Done